Types of Automobile Insurance in North Carolina
It is important to understand the various types of automobile insurance coverages so that you can purchase the appropriate types and amounts of coverage needed to fully protect you and your family in the event of an vehicle accident. This article will focus on the types of automobile insurance coverages related to physical injuries, not property damage.
LIABILITY COVERAGE: If you cause a wreck and injure others, then you owe those whom you injured compensation for their harms and losses, such as medical expenses, lost wages, permanent injury, physical pain and mental suffering, scarring, etc.