There may be a type of insurance coverage you have forgotten or didn’t even know you had. Outer Banks lawyers, especially those who handle personal injury claims involving wrecks, may refer to it as Medical Payments Coverage or “Med Pay.”
Med Pay is intended to pay for necessary and reasonable medical expenses.
It may also include terms of coverage for funeral expenses and the costs for treatment up to the policy limits. The most common amounts purchased in North Carolina tend to be in the range of $1,000 to $10,000.