Sometimes more than one person can cause the wreck, sometimes 100% of the fault rests on one driver.

Determining who is legally liable for accident injuries in North Carolina requires careful review of the documentation of the wreck scene and causes of the NC accident case.

Establishing legal “liability” is one of the more important aspects of any personal injury law case in North Carolina. That’s because under the wreck laws of the state, there is something called contributory negligence.

Looking at who caused the wreck and who is responsible is one of my most important jobs as a car accident lawyer in North Carolina – Danny Glover, OBX Lawyer

Important considerations in NC wrecks cases:

• How fast were the vehicles traveling?
• Was anyone going above the posted speed limit?
• What were the roadway conditions?
• What were the weather conditions?
• Who had right-of-way?
• Were there proper stopping distances?

What should I do after a car accident in North Carolina?

Being involved in a serious collision is a big deal. As a law office that helps people in northeastern North Carolina with car wrecks, motorcycle injuries, and semi-truck collisions, we understand the trauma associated with an MVA or Motor Vehicle Accident.

After a wreck, people can respond differently. One of the more common emotions or reactions after almost any type of accident is disbelief. They “just can’t believe” he ran that light or failed to stop. We hear things like, “I looked right at her. She saw me. I don’t know how she didn’t slow down.”

How To Use Insurance When Injured In A Car Wreck?

Car accidents in North Carolina are generally not caused by people acting intentionally. They involve things like negligence, the failure to maintain proper lane control, and careless or reckless driving.

The vast majority of personal injury cases in NC happen because the at-fault motorist was not paying attention or failed to act responsibility. That almost always means someone was breaking the law when they hit you.

How people respond after an NC car wreck depends a lot on what happened on the scene. If you or your passengers were hurt, that may complicate things too.

The first thing to do is to make sure nothing worse happens. Secure the accident scene. Get people out of harm’s way. Once you are certain everyone is safe, then begin collecting evidence of the wreck – Danny Glover, Outer Banks Attorney

So in North Carolina, the at-fault driver and that driver’s insurance company are responsible to pay all of the damages, harms, and losses suffered by anyone hurt by that at driver’s negligence or carelessness. That may include things like medical bills, the costs of physical therapy, surgeries, prescriptions, pain and suffering, and property damage.

So when we talk about liability, we mean, who was responsible to pay the injured person or the injured people as a result of the wreck? Is it the person who caused the wreck? Is the insurance company liable? Who pays for damages after a motorcycle accident? Is it different for a truck accident or pedestrian injury?

Should I Call an OBX Accident Lawyer?

How do I protect my injury claims after a North Carolina car wreck? What should I do after an accident?

First, make sure someone has called 911 and reported the accident. That is especially true if there are injuries involved after the NC car wreck. Once that has been done, and after making sure everyone is OK, start collecting information if you are able.

Sometimes all that is possible is exchanging information; but, we recommend the following for the best results:

• Take out your phone and start taking pictures
• Video the scene
• Snap a shot of the other person’s documentation
  • North Carolina Driver’s License
  • Insurance Card
  • NC vehicle registration
• Ask other people involved in the wreck what happened
  • Get their information
  • Take a picture of their driver’s license
  • Record what they tell you

I’m Danny Glover, with the Glover Law Firm in Elizabeth City.

If you have any questions about your car wreck, give me a call, it’s completely free, it’s confidential, and I’ll be happy to talk. We help people with legal claims involving motorcycle accidents, semi truck accidents, and car accidents.

Serving people in the Outer Banks and “Inner Banks” in Northeastern North Carolina, it’s our honor and pleasure to help with accident injury claims in Kill Devils Hills NC, Manteo, North Carolina, Elizabeth City, Kitty Hawk, Nags Head, and Carolla.

Call Now for Free Consultation 252-299-5300

1705C

When talking to people who have been injured in automobile wrecks, I am frequently asked which insurance should be used to pay for their ongoing medical bills related to the injuries they suffered in the accident:

• Their own health insurance?
• Automobile insurance of the at-fault driver?
• Medical payments coverage?

Many people assume that only the at-fault driver’s insurance should be billed for your treatment. This is incorrect, mainly because, in North Carolina, the responsible automobile insurance company only pay one settlement at the end of your treatment, which should include reimbursement to you for all of your medical bills.

Most medical providers will not wait that long for payment and will report you to collection agencies if they are not paid promptly – Danny Glover

Instead, you should provide your own health insurance information to your medical providers and insist that they bill your health insurance. With a few exceptions, such as Medicare, your health insurance is the primary source of payment for your medical bills.

This is because, regardless of who caused the wreck, you are the one needing the medical treatment, so the payment for that is your primary responsibility.

On top of your own health insurance, hopefully you have Medical Payments coverage (med. pay., or MPC) on your own auto. Insurance policy.

North Carolina Motor Vehicle Liability Policy Law 2017

This is a no-fault, automatic coverage that you pay premiums for that pays you the amount of your medical bills up to the amount of the coverage you purchased. This is typically a small coverage amount, between $1,000.00 and $5,000.00.

You simply provide to your automobile insurance agent medical bills arising from a wreck, and your agent should arrange for you to get a check in the proper amount. You can then use that money to reimburse yourself for co-pays and deductibles, lost income, or even a down payment on a new car.

Once you have finally obtained a settlement from the automobile insurance company of the person who hurt you, you may or may not have to repay your health insurance company for the medical bills it paid. This is an increasingly complicated area of the law and is beyond the scope of this article.

Danny Glover, Jr.
Glover Law Firm
406 S. Griffin St., Suite B
Elizabeth City, N.C. 27909
252-299-5300
danny@dannygloverlawfirm.com